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Rev. 11/2014

FACTS

WHAT DOES FREEWAY FUNDING DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

·         Social Security number and income

·         Account balances and payment history

·         Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Freeway Funding chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Freeway Funding Share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes – information about your transactions and experiences

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

 

Questions?

Call 805-288-5682 or go to www.freewayfunding.com

 

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Who we are

 

Who is providing this notice?              Freeway Funding, Inc.

To protect your personal information from unauthorized access and

What we do

 

How does Freeway Funding protect my personal information?

To protect your personal information from unauthorized access and

                   use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 We restrict access to nonpublic information to employees, as necessary to service your account. We safeguard nonpublic information with industry standards for similar sized companies.

 

How does Freeway Funding collect my personal information?

We collect your personal information, for example, when you

·         Apply for financing or give us your income information

·         Pay us by check, credit card or debit card, or give us your employment history

·         Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Federal law gives you the right to limit only

·         Sharing for affiliates’ everyday business purposes – information about your creditworthiness

Why can’t I limit all sharing?                      ·    Affiliates from using your information to market to you

·         Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 
   

Definitions

 

Companies related by common ownership or control. They can be financial or

Affiliates                    nonfinancial companies.

·         Freeway Funding, Inc. does not share with our affiliates.

 

Companies not related by common ownership or control. They can be financial or

Nonaffiliates            nonfinancial companies.

·         Freeway Funding, Inc. does not share with nonaffiliates so they can market to you.

 

A formal agreement between nonaffiliated financial companies that together market

Joint Marketing       financial products or services to you.

·         Freeway Funding does not jointly market.